How can children settle down without buying a house? The latest policies and solutions in 2024
As housing prices continue to rise, many families are faced with the problem of "how to settle down their children without buying a house." This article combines the hot topics and policy developments on the Internet in the past 10 days to sort out the feasible paths for settling down without purchasing a house, and provides structured data reference.
1. Main ways to settle down without purchasing a house in 2024
| Settlement method | Applicable cities | core conditions | Processing cycle |
|---|---|---|---|
| Points settled | Beijing/Shanghai/Guangzhou/Shenzhen, etc. | Social security years + academic qualifications + tax payment | 1-3 years |
| Talent introduction | Hangzhou/Chengdu/Wuhan and other new front lines | Bachelor degree or above/skill certificate | 3-6 months |
| collective household registration | Generally applicable nationwide | Accepted by unit/school | Within 1 month |
| Rent and settle down | Xi'an/Zhengzhou/Jinan, etc. | Continuous rental registration + social security | 6-12 months |
2. Comparison of the latest policies in hot cities
| city | Conditions for renting and settling in | Children's education policy | Processing channel |
|---|---|---|---|
| Xi'an | 2 years of rental registration + 1 year of social security | Coordinate arrangements for public schools | “iXi’an” APP |
| Wuhan | There is no housing restriction for college students to settle in | Community collective households can enroll in school | Citizen's House Window |
| Hangzhou | Talent certificate + 6 months rent | Enjoy benefits from local students | Zhejiang Office online application |
3. Practical suggestions and pitfall avoidance guides
1.Continuity of social security is crucial: Most cities require continuous payment of social security, and interruptions may require re-accumulation of years. It is recommended to check payment records at any time through Alipay/WeChat.
2.The legal effect of rental registration: According to the latest "Regulations on Housing Leasing", only the registered contract can be used as the basis for settlement. It can be applied through the official website of the housing and construction department or an intermediary agency.
3.Problems with connecting children’s academic status: Non-household registered students usually need to complete their permanent residence before the first grade of primary school or the first grade of junior high school. Missing this critical node may affect their enrollment.
4. Three major trends in settlement policy in 2024
1.Educational qualification threshold lowered: Shenyang, Kunming and other cities have opened the door for residents with technical secondary school education, and Fuzhou provides subsidies to graduates from technical schools.
2.Expansion of leasehold interests: The Ministry of Housing and Urban-Rural Development’s new regulations in June require cities with a population of less than 3 million to fully liberalize rental housing settlement.
3.equalization of public services: Guangzhou, Suzhou and other places are piloting "community public households" to solve the problem of schooling for children from families without housing.
5. Special reminder from experts
“Don’t trust ‘quick settlement’ intermediary services.” Monitoring by the Household Registration Reform Research Center of Renmin University of China shows that the number of illegal agency cases investigated and handled in the first half of 2024 increased by 47% year-on-year. It is recommended to verify the policy through the 12345 government hotline.
According to incomplete statistics, there are currently 23 cities across the country that have achieved "zero real estate settlement", and it is expected to cover all provincial capital cities in the next three years. Parents can plan in advance for bonus points such as social security and academic qualifications, and solve their children's settlement problems through legal channels.
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